2016國(guó)家開(kāi)發(fā)銀行校園招聘開(kāi)行簡(jiǎn)介
2016國(guó)家開(kāi)發(fā)銀行校園招聘開(kāi)行簡(jiǎn)介
概 況
國(guó)家開(kāi)發(fā)銀行成立于1994年,是中國(guó)政府的開(kāi)發(fā)性金融機(jī)構(gòu),致力于以中長(zhǎng)期投融資服務(wù)國(guó)家戰(zhàn)略。國(guó)開(kāi)行有“兩基一支”(基礎(chǔ)設(shè)施、基礎(chǔ)產(chǎn)業(yè)、支柱產(chǎn)業(yè))、民生金融、國(guó)際合作、綜合經(jīng)營(yíng)四大特色業(yè)務(wù)板塊,是中國(guó)中長(zhǎng)期投融資和新型城鎮(zhèn)化的骨干銀行、最大的對(duì)外投融資合作銀行,以及全球最大的開(kāi)發(fā)性金融機(jī)構(gòu)。國(guó)開(kāi)行目前在中國(guó)內(nèi)地設(shè)有37家一級(jí)分行和3家二級(jí)分行,境外設(shè)有香港分行和開(kāi)羅、莫斯科、里約熱內(nèi)盧、加拉加斯、倫敦等5家代表處。截至2015年6月底,國(guó)開(kāi)行資產(chǎn)規(guī)模達(dá)10.6萬(wàn)億元,不良貸款率連續(xù)41個(gè)季度低于1%,保持優(yōu)良的市場(chǎng)業(yè)績(jī)。
基礎(chǔ)設(shè)施融資的骨干銀行
國(guó)開(kāi)行是我國(guó)“兩基一支”建設(shè)的主力銀行,支持了三峽工程、南水北調(diào)、西氣東輸、國(guó)家石油儲(chǔ)備、京九鐵路、京滬高鐵、首鋼搬遷、北京奧運(yùn)場(chǎng)館、上海世博會(huì)基礎(chǔ)設(shè)施等一大批國(guó)家重大項(xiàng)目建設(shè)。1998年以來(lái),國(guó)開(kāi)行將業(yè)務(wù)領(lǐng)域拓展到城市基礎(chǔ)設(shè)施,不斷從大城市向中小城市、縣域延伸,助力中國(guó)城市化發(fā)展。
推動(dòng)民生金融創(chuàng)新的銀行
國(guó)開(kāi)行致力于推動(dòng)普惠金融,探索以批發(fā)的方法解決千家萬(wàn)戶(hù)的融資難題,加大對(duì)棚戶(hù)區(qū)改造、“三農(nóng)”、教育、小微企業(yè)以及扶貧開(kāi)發(fā)等社會(huì)薄弱環(huán)節(jié)和民生領(lǐng)域的支持力度,使金融成果更好地惠及普通民眾。2014年,國(guó)開(kāi)行成立住宅金融事業(yè)部,全年發(fā)放棚改貸款4086億元,占銀行業(yè)九成份額,全年發(fā)放助學(xué)貸款147億元,累計(jì)支持學(xué)生1200萬(wàn)人次,連續(xù)九年獲人民網(wǎng)“人民社會(huì)責(zé)任獎(jiǎng)”。
最大的對(duì)外投融資合作銀行
國(guó)開(kāi)行以市場(chǎng)化手段開(kāi)展國(guó)際合作業(yè)務(wù),積極參與“一帶一路”戰(zhàn)略規(guī)劃,為實(shí)現(xiàn)我國(guó)與合作國(guó)多方共贏發(fā)揮了重要作用。倡導(dǎo)設(shè)立上海合作組織銀聯(lián)體,牽頭組建中國(guó)-東盟銀聯(lián)體,推動(dòng)加強(qiáng)金磚國(guó)家銀行合作機(jī)制,為中國(guó)與世界搭建起金融交流的重要紐帶和橋梁。截至2014年底,國(guó)際業(yè)務(wù)貸款3198億美元,外匯貸款余額占全國(guó)金融機(jī)構(gòu)外匯貸款余額29%,繼續(xù)保持中國(guó)最大的對(duì)外投融資銀行地位。
服務(wù)功能豐富的全牌照銀行
國(guó)開(kāi)行及旗下子公司具有投資、貸款、發(fā)債、租賃和證券等金融服務(wù)牌照。近年來(lái),國(guó)開(kāi)行發(fā)揮“投貸債租證”優(yōu)勢(shì),深化綜合金融服務(wù),打造綜合經(jīng)營(yíng)品牌,為客戶(hù)提供多品種、全方位、一站式金融服務(wù)。
China Development Bank
Overview
Established in 1994, China Development Bank (CDB) is the Chinese government's leading development finance institution. CDB deploys medium- and long-term financing in service of national development strategies, through a combination of infrastructure and basic/pillar industries investments, social program financing, international cooperation, and full-service banking. CDB has emerged as the financial backbone of medium- and long-term investment and urbanization in China; it is the largest cross-border financier in the country and the largest development finance institution in the world.
CDB currently operates its businesses through its headquarters in Beijing, 37 tier-one branches and three second-tier branches located across China, an offshore branch in Hong Kong, and five representative offices in Cairo, Moscow, Rio de Janeiro, Caracas, and London.
CDB continues to maintain its outstanding performance, with total assets amounting to RMB10.6 trillion and NPL ratio less than 1% for 41 consecutive quarters as of the end of June 2015.
China’s Go-to Bank for Infrastructure Financing
As the leading bank for infrastructure and basic/pillar industries financing, CDB has financed a host of major national projects, including the Three Gorges Dam, the cross-country water diversion and natural gas distribution projects, national oil storage facilities, the Beijing-Kowloon railway, the Beijing-Shanghai high-speed railway, relocation of Shougang steel plant, the Beijing Olympic Games venues and infrastructures for Shanghai Expo.
Since 1998, CDB has broadened its coverage to include municipal infrastructure beyond the developed metropolitan areas, supporting urbanization in smaller cities and towns across China.
A Champion of Financial Inclusion
Committed to financial inclusion, CDB has explored solutions to financing difficulties of individuals and households through wholesale banking. CDB is deepening its commitment to public welfare through increased investments in urban renewal of rundown districts, agricultural development and rural infrastructure, education, SME lending, and poverty alleviation.
In 2014, CDB established a dedicated housing finance business division, issuing RMB 408.6 billion in urban renewal loans and ending the year with a 90% market share. Student loan of RMB14.7 billion was disbursed to support 12 million students in the year of 2014. CDB's support for social initiatives has earned the bank the People's Daily Online People's Social Responsibility Award every year for nine years running.
China's Top Cross-border Financier
CDB's market-driven approach to international business has played an important role in promoting mutually beneficial cooperation between China and its partner countries. CDB is an active participant in the strategic planning of China’s regional integration initiatives such as the Silk Road Economic Belt and the 21st Century Maritime Silk Road, and is a leading advocate for the establishment and growth of the Shanghai Cooperation Organization Inter-bank Association, the China-ASEAN Inter-bank Association, and the BRICS Inter-bank Cooperation Mechanism. These cooperative platforms play an important role in bridging China and the world at large through effective financial exchange.
As of the end of 2014, with US$ 319.8 billion outstanding in international loans accounting for 29% of all foreign currency loans issued by Chinese lenders, CDB continues to be China's leading cross-border financier.
A One-Stop Source for Full-service Banking
CDB and its subsidiaries are licensed to offer a full range of financial services including lending, direct investment, bond offering/underwriting, leasing, and securities businesses. This integrated product suite allows CDB to build its brand as a full-service bank, offering clients one-stop access to a comprehensive range of financial products and solutions.
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